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Jennifer Garner in black dress with sunglasses© Shutterstock

13 best chuck on dresses for women in their 40s, 50s and 60s who want to beat the heat

These smock dress are the easiest and breeziest

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Carla Challis
Commerce Partnerships Editor
Updated: 1 day ago
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I'm going to let you into a secret. Chuck on dresses are the best thing to be wearing right now. I find summer dressing more of a faff than winter, especially in the heat and humidity. Wearing a tight or restrictive high street summer dress during a hot and humid day has me starting to sweat at the thought of it. My secret solution? Breezy and billowy summer smock dresses, all tiered and terrifically loose to waft around a beach in.

It's part loungewear, but fashionable, and a chuck-on dress is as stylish as it is sweat-free. Don't believe me? I asked stylist Jess Richardson for her thoughts on the smock dress.

"Not only are smock dresses incredibly cool and easy to wear, they’re also super flattering. A loose, floaty cotton dress is ideal for skimming over any areas you might feel more self-conscious about (especially around the tummy), while showcasing your legs, which are often one of our best features. Throw in a touch of smocking, and you’ve got one of the most flattering styles of the season."

Let me backtrack in case you're wondering what on earth a chuck-on dress is. It is in essence a dress without buttons, zippers or fastening, essentially something you can 'chuck-on. They're voluminous in shape and oversized, without a pinch of a button or a restrictive strap in sight; some come with shirred busts to add a little definition, but the best smock dresses are nothing but big, beautiful swathes of easy-breezy material.

SJP in orange smock dress© Getty
I love Sarah Jessica Parker, 60, in this bright, bold smock dress

You could call it a nap dress, as it's so comfy, and while it isn't a kaftan, think of it as its sister.

Jess notes: "An empire waist or A-line silhouette is ideal—elegant, chic, and incredibly comfortable. The waistline sits just under the bust, drawing the eye up and away from the tummy. There’s no tight waistband, just a soft, flattering drape. As we get older, we want comfort without compromising on style."

Jennifer Garner in black dress© Shutterstock
Jennifer Garner's chic smock dress is a wardrobe classic

You'll find smock dresses are most popular right now in gingham, leaning into the summery vibe, but plain colours, florals, tropicals and paisley prints look pretty too.

What’s the best type of chuck-on dress to wear if you have a bigger tummy?

Jess shares her insight; "An empire waist or A-line silhouette is ideal—elegant, chic, and incredibly comfortable. The waistline sits just under the bust, drawing the eye up and away from the tummy. There’s no tight waistband, just a soft, flattering drape."

Lucy Liu in smock dress© Getty
Lucy Liu, 56, adds sneakers to her floral smock mini

If you have a large chest, can you wear a smock dress?

"Absolutely," Jess enthuses. "The key is to look for styles with a square or sweetheart neckline—both are especially flattering for a larger bust. An empire waist works wonders here, too."

What’s the best chuck-on dress style for someone with larger hips?

"If you’re curvier through the hips, draw the eye upward" Jess suggests. "Wide necklines or off-the-shoulder styles help to balance proportions by broadening the shoulders. Opt for an A-line silhouette that nips in at the waist and gently flares out, skimming over the hips."

Andie MacDowell in NYC
Andie MacDowell, 67, makes a chuck-on dress glam with silk material and metallic accessories

How I chose the best chuck-on dresses for older women

  • Style: You won't find a fastening in sight with this edit. They're all literally chuck-on dresses, ones you can throw on over your head when it's hot and humid outside.
  • Fabric: I've tried to only include fabrics that will keep you cool and airy; think cotton, linen, poplin.
  • Print: As well as block colours, these dresses come in plenty of patterns to suit your style including gingham, leopard, striped and floral.

Best chuck-on dresses for women over 40

1/13

Boden Maddie Trim Jersey Dress

Boden Maddie Dress© Boden

Why I love it:

  • Midi length
  • Fit and flare shape
  • Jersey material
  • Available in other colour ways

If you have bigger hips, Jess suggests looking for a dress that nips in at the waist and flares at the hips, like this Boden mini dress.

2/13

New Look Puff Sleeve Dress

New Look Chuck On Dress© New Look

Why I love it:

  • Midi length
  • Shirred bust
  • Flattering square neckline
  • Midi length

If you've a larger chest, this is the dress Jess recommends. "With a square neck, short puff sleeves, and an elasticated waist panel, this dress ticks all the boxes for flattering a fuller bust."

3/13

Scamp & Dude Stripe Puff Sleeve Maxi Dress

Stripe Puff Sleeve Maxi Dress© Scamp & Dude

Why I love it:

  • Puff sleeves
  • Flattering shirring across back and bust
  • Striking striped design
  • Available up to a size 22

If you're looking for a lightweight yet striking dress, this is it. The pink on pink stripes on this Scamp & Dude dress are stunning, and the sweetly puffed sleeves, shirred bust and subtle ruffle on the hem are a pretty perfect mix.  

4/13

River Island Polka Dot Shirred Midi Dress

River Island polka dot dress© River Island

Why I Love It:

  • Polka dot
  • Wide straps
  • Shirred bust
  • Bow detail

Polka dots are always on trend and when in smock form, it becomes a dress you can wear to casual BBQs or smart events. The bow detailing adds a little something extra while the shirred bust and waist will nip you in at your smallest and flare out at the hips

5/13

Toast Seersucker Gingham Cotton Dress

Seersucker Gingham Cotton Dress© Toast

Why I love it:

  • Seersucker material
  • Gingham print
  • Flattering mid-calf length
  • Two shades available

Larger tummy you want to hide? Jess is a fan of this Toast seersucker dress, with its flattering mid-calf length. Plus, it has pockets!

6/13

M&S Pure Cotton Midaxi Drop Waist Tiered Dress

Pure Cotton Midaxi Drop Waist Tiered Dress© M&S

Why I love it:

  • Maxi length
  • Dropped waist design
  • Available up to a size 24 
  • Comes in black, white and pink

If you want to try the dropped waist dress trend, this throw on cotton maxi is one to reach for. It's minimal in design, lightweight in fabric and available in white, black or baby pink.

7/13

JD Williams Animal Print Smock Dress

JD Williams dress© JD Williams

Why I love it:

  • Midi length
  • Puff sleeves
  • Leopard print
  • Available up to size 30

This animal print dress taps into the chuck-on dress feel, with its voluminous aesthetic, soft sleeves and round neck.

8/13

Nobody's Child Broderie Anglaise Sophia Midi Dress

Broderie Anglaise Sophia Midi Dress© Nobody's Child

Why I Love It:

  • Broderie anglaise trim
  • Shirred bust
  • Also available in pale blue

Nobody's Child are at the forefront of brands I think of when summer dresses are mentioned, and I love the subtle broderie anglaise trim on this easy to wear black smock dress. 

9/13

Beyond Nine Suki Linen Dress

Beyond Nine Dress© Beyond Nine

Why I love it:

  • Square neck
  • Wide straps
  • Maxi length
  • Voluminous shape

This dress is exactly the dress you'll want to be wearing when it's hot. It's lightweight in fabric, airy in silhouette and has an apron style fit.

10/13

Roman Ric Rac Midi Dress

Roman RIc Rac Dress© Roman Clothing

Why I love it:

  • Cami sleeves
  • Contrast trim
  • Fit and flare silhouette
  • Also available in pink with red trim

This is beautiful summer dress for casual events, but also easily dressed up while, crucially, being oh so comfy. The smocked backing means it won't dig in, and the cami straps are wide enough to accommodate a bra stap.

11/13

Aspiga Martha Organic Cotton Print Mix Dress

Aspiga Chuck On Dress© Aspiga

Why I love it:

  • Maxi length
  • Breathable cotton fabric
  • Paisley and floral print
  • Available in blue, pink and yellow

Not only does this dress look gorgeously airy, but it's glam too, with long sleeves and a paisley and floral print. Waft around in style wearing this maxi dress, made from organic cotton - talk about breathable. 

12/13

Warehouse Warehouse Cotton Lace Square Neck Midi Smock Dress

Warehouse Smock Dress© Warehouse

Why I love it:

  • Midi length
  • Lace detailing
  • Square neckline
  • Also available in khaki

This dress gives a real Carrie from Sex And The City vibe. Wear with a denim jacket, brown flat sandals and gold jewellery. It's the lace insert pieces that really elevate this midi.

13/13

White Stuff Ash Linen Dress

White Stuff Linen Dress© White Stuff

Why I love it:

  • Mini length
  • V-neck
  • 100% linen
  • Relaxed fit

Linen is a dream when it's warm, and I think this White Stuff mini is an absolute steal as a 100% linen dress.

The navy print errs on the side of florals without being too feminine, and the fit skims tummy and hips for a flattering, relaxed shape.

How can you make a chuck-on dress look smart?

I asked Jess for her expert tips on smartening up what is essentially day dress. 

"To elevate a summer chuck-on dress, focus on accessories, layers, and footwear. A pair of oversized gold earrings or a statement necklace with chic gold flat sandals will instantly add polish. Alternatively, throw on an oversized linen blazer that hits at mid-thigh, add some sleek black sunglasses, a structured leather bag, and wedges for an office-appropriate finish."

You can also try slightly smarter styles, like asymmetric necklines or in more luxurious fabrics like silk.

What’s the most flattering type of chuck-on dress?

Jess notes that these dresses are super flattering, whatever your size or shape. "The beauty of chuck-on dresses is that they’re flattering on every woman, regardless of age or size. Slimmer women—especially older ones—sometimes worry that oversized smock styles will drown their frame, but I’d argue the opposite. 

"It’s all about balance. Highlight your best features: show off your legs with a mini, your décolletage with a square neckline, or define your waist with a gently cinched shape. Confidence is always the most flattering thing you can wear!"

Can someone in their 70s wear a chuck-on dress? and which styles are best?

"Absolutely—age is just a number!" Jess laughs. "Many older women feel more self-conscious about their upper arms or legs, so I recommend a midi-length dress with a floaty sleeve that hits at the elbow. Look for breathable, high-quality fabrics like cotton, linen, or silk for a sophisticated, comfortable look. Add simple jewellery and a crisp pair of white trainers, and you’ll look fresh, modern, and polished in seconds."

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